With the Victoria’s Secret Mastercard® Credit Card *, you’ll earn extra points in the following spending categories: You can use the Mastercard anywhere Mastercard is accepted, not just Victoria’s Secret stores. The Victoria’s Secret Credit Card * also has a Mastercard version, the Victoria’s Secret Mastercard® Credit Card *, which offers even more rewards. Victoria’s Secret Mastercard® Credit Card * Earn 45 points per dollar on bra purchases and 15 points per dollar spent at Victoria’s Secret stores. Receive a 20% discount on your next purchase. Get free shipping on online purchases of at least $25. Gold cardmembers, or those who spend at least $750 each program year, take advantage of even more benefits, such as: Silver cardmembers, or those who spend at least $300 each program year (January 1 through December 31), receive a 15% discount on their next purchase. If you visit Victoria’s Secret stores regularly and spend a good chunk of money on perfume, panties and pajamas, you can qualify for even more benefits. Silver and Gold level members can choose two days per year to earn 2x points on purchases. Gold-level cardmembers can register their email and receive a special offer in their inbox once per year with varying offers. Receive $10 in store credit for your birthday (minimum purchase required). Get free shipping on online orders with at least a $50 purchase. Victoria’s Secret Credit Card holders also receive certain benefits when shopping at Victoria’s Secret or PINK stores. Those with Gold status will earn even more rewards. Assuming you pay your bill on time and don’t accrue interest, these rewards are free. Your total annual spend at Victoria’s Secret locations is $400.Īs a Victoria Secret cardholder you’ll have automatic Silver benefits, so as a result of the above spending you will earn $10 back from your regular purchases and $30 from bra purchases, totaling $40 cash back to redeem at a Victoria’s Secret store within the next 12 months. Let’s assume you shop at Victoria’s Secret or PINK stores once every three months and spend $100 each time, half of which is spent on bras. The rewards potential earned with the Victoria’s Secret Credit Card depends on how often you visit the store and the amount you spend each time you shop. Bra purchases earn a whopping 15% cash back at the base and silver level and 22.5% back at the gold level. So, if you earn 10 points per dollar back, it’s akin to earning 5% back on Victoria’s Secret purchases. In other words, each point is worth 0.5 cent. 15 points per dollar spent at Victoria’s Secret storesĮvery 2,000 points are worth a $10 reward. 10 points per dollar spent at Victoria’s Secret storesįor Gold status, gained by spending at least $750 in a calendar year, the rewards are as follows:.After the first purchase, the rewards structure is as follows for Silver status: Which stores work with Comenity Bank?Ĭomenity Bank, or Bread Financial, is the issuing bank for some of your favorite retailers’ credit cards like Bed Bath & Beyond, Eddie Bauer and even the NFL.With this card, you’ll get $25 towards the first Victoria's Secret or PINK purchase on your card upon approval. Just be aware they typically have higher annual percentage rates than standard credit cards. If you have fair or bad credit, you might qualify for a store credit card faster than a general one. Store credit cards might have a lower threshold to qualify compared to other types of credit cards that can be used everywhere. You’ll complete a credit card application with some personal information - like your birthdate, address and Social Security number - and you’ll approve a credit check. Qualifying for a store credit card is much like any other type of credit card. Many store credit cards let you use the card in-store or online. You’ll earn rewards for purchases or gain access to special discounts and perks. Some, called open-loop cards, let you use the card elsewhere closed-loop cards only allow you to shop at that specific store. A store credit card is a credit card offered specifically by a retailer.
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